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Term Definition

Also called "plat map." A map dividing a parcel of land into lots, as in a subdivision. A plat book contains the plat maps for a given area.


Also called "commission points" or "discount points." One percent of the amount of the loan.


The amount payable for an insurance policy.

Prescriptive Easement

A right to use another's property that is not inconsistent with the owner's rights and that is acquired by an open, notorious, adverse and continuous use for the statutory period, for example 20 years.


A sum of money owed as a debt on which interest is payable.

A person who empowers another to act as his representative or agent.

The person having prime responsibility for an obligation as distinguished from one who acts as a surety or endorser.

Purchase Money Mortgage

A mortgage given by a purchaser to a seller on the subject property to secure payment of a part of the purchase price.

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