Refinancing is the process of paying off of an existing loan with the proceeds from a newly acquired loan, using the same parcel of property as collateral.  There are many different reasons to refinance such as reducing the term of a longer mortgage,  securing a better more cost effective interest rate, replacing an adjustable rate loan with a fixed-rate loan or withdrawing cash equity by obtaining a new loan with a larger principal balance.

Sometimes the refinance process can become challenging and that is where our problem solving expertise comes into play. My ability to overcome anticipated and unforeseen challenges comes from education, years of experience, and thousands of successful closings.